Plan Comparison
Compare Burial Insurance Plans
We compare plans from multiple top-rated carriers to find the best coverage and rates for your specific situation.
Your Options
Three Types of Burial Insurance Plans
The right plan depends on your age, health, and budget. Here's how they compare.
Level Benefit
Best for Healthy Seniors
The best option for seniors in reasonably good health. Offers the lowest premiums and full coverage from the first day. Requires answering a short health questionnaire — no medical exam needed.
Graded Benefit
For Moderate Health Conditions
Designed for seniors with moderate health conditions who don't qualify for level benefit plans. Pays a partial benefit in years 1–2 (typically 25–50%), then full benefit from year 3 onward.
Guaranteed Issue
Acceptance Guaranteed
No health questions, no medical exam — everyone ages 50–85 is accepted. Premiums are higher and there is a 2-year waiting period, but this plan ensures coverage for those who can't qualify elsewhere.
How Much Coverage Do You Need?
Coverage Amount Guide
Choose a coverage amount that matches your expected funeral and end-of-life costs.
*Estimated monthly premiums for a healthy 65-year-old. Actual rates vary by age, health, gender, and carrier.
Side-by-Side
Plan Comparison at a Glance
We Compare Plans From Multiple Top-Rated Carriers
As an independent insurance agent, Joe Unger shops multiple A-rated insurance carriers on your behalf to find the plan that best fits your needs and budget.
Carrier availability varies by state. All logos are trademarks of their respective companies.
Ready to Find Your Best Plan?
Get a free, no-obligation quote in minutes. We'll compare plans from multiple carriers and find the best option for you.
Get Your Free Burial Insurance QuoteJoe Unger
Licensed Insurance AgentAG Solutions Insurance | National Producer Number (NPN): 17487195
Joe Unger is a licensed independent insurance agent specializing in burial insurance and final expense life insurance for seniors ages 50–85. As an independent agent, Joe works on behalf of his clients — not the insurance companies — comparing plans from multiple A-rated carriers including Mutual of Omaha, Transamerica, Foresters Financial, Aetna, and Gerber Life to find the most affordable and appropriate coverage for each individual.